GraduallyGradually
Get the app
Private personal financeBuilt in Canada

Own your money,gradually.

Download for iPhoneFree forever · Premium C$4.99/mo
Available in Canada · Somewhere else?
Scroll to grow
The idea

Small steps, seriously compounding.

C$0
a day of unnoticed spending. A coffee here, a subscription there.
C$0
found in a year, just by seeing where your money goes.
C$0
in ten years, if you invest what you find.
01Track

Every dollar, accounted for.

Log expenses and income in seconds. Attach notes, organize by category, and see exactly where your money goes. It all stays on your device.

Quick-add from any screen
Custom categories and accounts
Built-in calculator for amounts
Gradually transactions screen with categorized expenses and monthly balance
02Analyze

See the full picture.

Interactive charts break spending down by category, period, and trend. Spot the patterns before they become problems.

Line, bar, and pie charts
Category drill-downs
Daily, monthly & yearly trends
Gradually trends screen with spending charts and category breakdown
03Grow

Watch your net worth rise.

Track balances across banking, credit, investments, and assets. Balance snapshots build your net worth history over time.

10 account types supported
Balance snapshot history
Net worth chart over time
Gradually accounts screen with net worth chart and account balances
04SplitPremium

Share expenses, not headaches.

Create groups for trips, roommates, or shared costs. Split bills item by item and settle up with automatic debt tracking, all end-to-end encrypted.

Item-level bill splitting
Automatic debt calculations
Invite members by email
Gradually groups screen showing a shared trip with split expenses
Protected by design

Your data.
Your eyes only.

Most finance apps read your data to sell you things. Gradually encrypts every entry on your device. The moment you look away, it's unreadable to everyone but you.

Passkeys, no passwordsLocal-first storageZero-knowledge syncOpen crypto (AES-256-GCM)
AES-256-GCM · on device
Groceries · T&T Supermarket -C$54.18
Freelance · Logo design project +C$450.00
Dining · Chipotle -C$19.40
Transport · TransLink -C$5.10
Net worth this month +C$1,240.00

Costs less, so you save more.

Free
C$0
Everything to track, budget, and grow. Forever.
✓Expense & income tracking
✓Budgets with pace tracking
✓Trends & net worth charts
✓Local-first, works fully offline
1 month free
Premium
C$4.99 /mo
Sync, scanning, splitting, and multi-currency.
✓Encrypted cross-device sync
✓Receipt scanning (on-device AI)
✓Group expense splitting
✓Multi-currency with live rates
Compare all features
C$1,240

Take control, gradually.

Private, local-first personal finance.

Download for iPhone
Free to download · Premium unlocks sync, scanning & groups · 1-month trial
Available in Canada · Somewhere else?