Own your money,
gradually.
A calm, fast money tracker for iPhone and iPad. Log spending in seconds, see where it goes, and keep every number to yourself.
- No ads, no data selling
- No bank login needed
- End-to-end encrypted sync
- Works offline
Log it before you forget it.
Tracking only works when it takes seconds, so Gradually is there the moment you spend.
Purchases that log themselves
PremiumOn iOS 27, a Shortcuts automation turns Wallet and bank notifications into expenses, gathered for you to review in one go.
Bank notifications need Apple Intelligence.
Pick a photo of a receipt or a screenshot of bank notifications, share one from any app, or ask Siri. On-device AI fills in the merchant, date, total and category, and the image never leaves your device.
Needs iOS 26 and Apple Intelligence.
See where it all goes.
Charts that answer the questions you actually have: where did it go, am I on pace, am I getting ahead?
Income, spending, net and your average spend, for any month, year or all time, with each category's share of the total.
Split the trip, not the friendship.
Make a group for a trip, a home or a night out. Log what each person paid, and Gradually keeps a running tally of who owes whom.
- Split any bill evenly or item by item
- Who owes whom, worked out for you
- Add friends by name, or share with other Premium users
- Encrypted with a key only members hold
Your data. Your eyes only.
Many finance apps are paid for with your data. Gradually is paid for by the people who use it, and built so that we could not read your finances if we tried.
It lives on your device
Your transactions are stored on your device, and tracking works offline. No bank login needed.
Locked before it leaves
Premium syncWhen you sync, each record is encrypted with AES-256-GCM using a key only you can unlock, with your passkey or your recovery phrase.
Unreadable on our servers
We store your records encrypted, so we cannot see amounts, merchants or account names, and there is nothing to sell.
- Passkey sign-in, no password to leak
- A 24-word recovery phrase only you hold
- Shared groups get their own key
- On the free plan, your data stays on your device
Right where you need it.
Home Screen widgets
This month's spending or a budget's pace, without opening the app.
Lock Screen
Your month and your budget, right under the clock.
Control Center
One tap to a new transaction. It works on the Action button too.
iPad
The whole app on a bigger screen, with your accounts and groups in the sidebar.
Any currency
PremiumLog it in yen and see it in dollars, with live exchange rates.
Yours to keep
PremiumImport from a spreadsheet, or export every transaction as CSV whenever you like.
Costs less, so you save more.
Everything you need to track, budget and grow is free. Premium adds sync, scanning and the power tools.
Free
Everything to track, budget and grow. No ads, no time limit.
- Expense and income tracking
- Budgets with pace tracking
- Trends and net worth charts
- Home Screen and Lock Screen widgets
- Works offline, no bank login
Premium
Everything in Free, plus:
- Encrypted sync across your devices
- Receipt scanning with on-device AI
- Groups with item-by-item splits
- Multi-currency with live rates
- Recurring transactions, CSV import and export
Scanning needs iOS 26 and Apple Intelligence.
Start free. Grow gradually.
Track everything for free, and try Premium for a month on us.
Download for iPhone and iPad